Insurance & Financing
Dental Insurance
We proudly accept most major PPO insurance plans to help reduce your out-of-pocket costs. We are in-network with leading providers including Aetna, Blue Cross Blue Shield, Cigna, Delta Dental, and Careington, and also work with many out-of-network PPO plans.
Our experienced insurance coordinator will help you understand your benefits, submit claims on your behalf, and work to maximize your coverage for the treatments you need. Every patient’s insurance plan is different, and we take the time to explain what is covered and what to expect — so there are no surprise bills and no confusion about costs. We’re here to make the process smooth, transparent, and patient-friendly.
BlueCross Blue Shield
As a trusted in-network provider for Blue Cross Blue Shield, we make it easier to access quality dental care with fewer unexpected costs. We’ll guide you through your benefits and handle the paperwork on your behalf.
Cigna
Our office works hand-in-hand with Cigna to provide personalized, affordable care for patients covered under their PPO plans. From cleanings to complex treatments, we help you get the most value from your insurance.
Other Financing Options
🏷️ Out-of-Network PPO Plans
We also work with many out-of-network PPO insurance plans to help minimize your expenses and simplify your dental experience. Even if we’re not in-network, our team will help file claims and explain your benefits clearly.
💳 Financing Options
We offer flexible financing through trusted third-party providers like CareCredit, Sunbit, LendingClub, Proceed Finance, and iCreditWorks. Whether you have excellent or limited credit, our team will help you find a payment plan that fits your budget—so you can focus on your smile, not the stress.
Delta Dental
We partner with Delta Dental to offer convenient, cost-effective treatment options for covered patients. Our team works directly with Delta to simplify claims and maximize your benefits.
Aetna
We are proud to be in-network with Aetna, helping patients take full advantage of their dental insurance benefits. Our team will help you understand your coverage and reduce your out-of-pocket expenses.
Careington
We accept Careington discount plans, making it easier for individuals and families to receive affordable dental care. Whether you’re uninsured or looking for savings, we’ll help you get the care you need within your budget.
Hear From Our Happy Patients
Discover the Impact of
Dr. Obeidi’s Care
Ali Obeidi DDS
Your Path to a Beautiful Smile Starts Here
Your Smile is in Good Hands
Restore Your Confidence and Quality of Life with Dr. Ali Obeidi
Insurance & Financing
FAQ
1. Do you accept my dental insurance?
Yes! We accept most major PPO dental insurance plans, including Aetna, Cigna, Delta Dental, Blue Cross Blue Shield, and Careington. We also work with many out-of-network PPO plans. Contact us with your insurance information and our team will verify your benefits before your appointment.
2. What if my insurance is out-of-network?
Even if we are out-of-network with your plan, many PPO policies still offer excellent reimbursement. We will file your claims for you, estimate coverage, and help minimize your out-of-pocket costs. Many out-of-network patients pay close to in-network rates.
3. Do you offer financing for dental implants and other major treatments?
Absolutely. We offer flexible monthly payment plans through CareCredit, Sunbit, LendingClub, Proceed Finance, and iCreditWorks. Many patients qualify for low monthly payments or $0 down options—even for full arch implants.
4. Does insurance cover dental implants?
Coverage varies by plan. Many PPO plans now offer partial reimbursement for implants, implant-supported dentures, and related procedures. We provide a complimentary benefits check and tell you exactly what your plan covers before treatment.
5. Can I use financing even if I have insurance?
Yes. Financing can be used for any remaining balance after your insurance pays its portion. Many patients pair insurance + financing to make high-quality care more affordable.
6. Do you offer payment plans for patients without insurance?
Yes. Patients without dental insurance can take advantage of our many third-party financing options to spread payments over time. We aim to make treatment affordable regardless of insurance status.
7. How much do dental implants cost in Houston, TX?
Costs vary depending on your needs, but single implants typically start around $65/month, and full arch implants start around $249/month with approved financing. We also offer limited-time specials, including $1,000 OFF full implant treatment. Your consultation includes a personalized estimate based on your goals and anatomy.
